Get Qualified

Getting qualified before you apply for a loan can help you understand how much you can borrow.

When buying a house, you may get pre-qualified or pre-approved. You can typically get pre-qualified over the phone or on the internet in a few minutes. A pre-qualification is not as beneficial as a pre-approval where you have to go through a more rigorous process which includes verification of your credit, income, assets and liabilities. It is highly recommended that you get pre-approved before you start looking for a house. This will help you:

  1. Find out the maximum house you can buy, so you don't waste time looking for properties you cannot afford.
  2. Puts you in a stronger position when you are negotiating with the seller because the seller knows that your loan is already approved.
  3. Helps you close quickly, since your loan is already approved.

GET PRE-QUALIFIED NOW

APPLY FOR PRE-APPROVAL


218.824.2201 • Toll Free: 1.800.430.5183
Fax: 218.855.0393
401 West Laurel Street • P.O. Box 503
Brainerd, MN 56401
www.brainerdsavings.com