Tools

Mortgage Qualification The first step in buying a house is determining your budget. This calculator steps you through the process of finding out how much you can borrow.
Home Budget Analysis Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going.
Mortgage Refinance Breakeven How long will it take to breakeven on a mortgage refinance? That depends on a multitude of factors. These factors include your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home.
Rent -vs- Buy Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question.
Mortgage Compare
15 Years -vs- 30 Years
Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Comparing these two mortgage terms, will help you decide which term is better for you.
How much do you owe? Find out how much you owe. This can be used as a good starting point for your debt management plan. Find out how long it will take to pay it all off.
Personal Debt Consolidation Should you consolidate your debt?
Retirement Income Calculator Find out how much monthly income your retirement savings may provide you in your retirement. Your annual savings, expected rate of return and your current age all have an impact on your retirement's monthly income.
College Savings Plan Saving for your children's education requires a long-term plan. And, like saving for retirement, the earlier you start your plan the better.
Life Insurance How much life insurance do you need? Enter your current assets, expenses, income and let us determine how much life insurance you need. You can also adjust the inflation rate and your expected rate of return to see how these variables can impact your insurance needs.

 




218.824.2201 • Toll Free: 1.800.430.5183
Fax: 218.855.0393
401 West Laurel Street • P.O. Box 503
Brainerd, MN 56401
www.brainerdsavings.com