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Mortgages
Loans Made EZ-Apply Online!
We have a variety of mortgage loan programs to meet your needs. You'll receive friendly, personalized service every step of the way, from the initial application to closing.
We are proud to offer our 24/7 Loans Made EZ online loan application. We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for a wide range of loan programs along with current rates, pricing, and fees. We now offer Live Chat so you can get immediate assistance from one of our experienced loan specialists*. We guide borrowers through the process of choosing the exact loan for their needs. Our superior application experience is what sets us apart from many other websites’ applications. Every member of our loan team has more than ten years of mortgage industry experience, but just one objective: finding the right loan for each and every borrower.
We take the security of our customers’ personal information very seriously, using the most elite and robust solutions in the industry.
The borrower to our site will find fast, convenient, and efficient tools. In as little as 20 minutes, borrowers can:
- Submit a complete, error-free mortgage application 24/7 from anywhere with internet access
- Receive rapid pre-approval
- Check their loan status on their fully customized mortgage webpage
- Obtain detailed pricing and fees
*Available during regular business hours
Conventional, Insured Conventional, FHA, and VA Loans
Our secondary market loans are extremely competitive with terms from 15 to 30 years. And we offer both fixed and adjustable rate programs.
Stay-At-Home Loans
It's one way we help re-invest in our community. Payments and servicing of your loan are done right here so we’re always available to answer your questions. It also means we have the flexibility to meet your special lending needs. Perfect for people with acreage or owner/builders.
Home Equity Line of Credit
Access the equity in your home simply by writing a check. Low monthly payments and a ten-year balloon make this an easy way to get cash in a hurry.
Home Improvement Loans
Looking to remodel or improve your current residence? Our home improvement loans are just the ticket. Add a deck, screen porch, garage, re-carpet… you decide. We have a variety of programs and terms that fit any budget.
Home Equity Loans
Use the equity in your home to pay for college tuition, automobiles, or to refinance high-interest credit card debt - the choice is yours. The interest may be tax deductible.
Construction Loans
We save you money. At Brainerd Savings & Loan, your construction loan is your home mortgage so you save on costly closing fees by having one loan with one closing.


