Checking
We have 4 different checking accounts. Choose the checking account that is best for you from the chart below! We still offer free checking – our popular CareFree checking (see chart below) is free!
Every checking account includes:
- Online Banking with extended history, check images and eAlerts.
- Free eStatements.
- Bill Pay and Popmoney.
- Mobile Banking with Mobile Deposit.
- Free Debit Card – Use your debit card instead of a check or cash for your purchases. It makes transactions a breeze.
- Nationwide ATM ACCESS plus 24-hour drive-up ATM access at our Brainerd and Baxter locations.
Checking accounts are Easy to Open & Easy to Switch from your old bank. One simple form is all you need. We’ll help you with the rest.
| Checking Account Type | Opening Required | Minimum Balance | Monthly Service Charge | Per Check Fee | Debit Card | Interest | Minimum to Earn Interest |
|---|---|---|---|---|---|---|---|
| Carefree | $100 | None | None | None | Yes | No | N/A |
| Now | $200 | $200 | None* | None* | Yes | Yes | $1,000 |
| Premier | $100 | None | None | None | Yes | Yes | N/A |
| Tiered Rate Checking | $2,500 | N/A | None | None | Yes | Yes | Any |
*A $5.00 monthly service charge and per check fee of ($0.15) are assessed only when the minimum balance is not maintained. See disclosure and fee schedule for more information.
