Checking

We have 4 different checking accounts.  Choose the checking account that is best for you from the chart below!  We still offer free checking – our popular CareFree checking (see chart below) is free!

Every checking account includes:

  • Online Banking with extended history, check images and eAlerts.
  • Free eStatements.
  • Bill Pay and Popmoney.  
  • Mobile Banking with Mobile Deposit.
  • Free Debit Card – Use your debit card instead of a check or cash for your purchases.  It makes transactions a breeze.
  • Nationwide ATM ACCESS plus 24-hour drive-up ATM access at our Brainerd and Baxter locations.

Checking accounts are Easy to Open & Easy to Switch from your old bank.  One simple form is all you need.  We’ll help you with the rest.

Checking Account TypeOpening RequiredMinimum BalanceMonthly Service ChargePer Check FeeDebit CardInterestMinimum to Earn Interest
Carefree$100NoneNoneNoneYesNoN/A
Now$200$200None*None*YesYes$1,000
Premier$100NoneNoneNoneYesYesN/A
Money Market$2,500N/ANoneNone*ATM Card OnlyYesAny
Premier Accounts are available to those 50+ years

*A $5.00 monthly service charge and per check fee of ($0.15) are assessed only when the minimum balance is not maintained. See disclosure and fee schedule for more information.