Savings and Certificate Accounts

Make your money work for you.

We offer a variety of savings options and special programs.

Anytime Savings$25.00 minimum balance, ATM access, quarterly statements
Savings Plus$500.00 minimum balance, ATM access,
monthly statements, tiered interest rates
Christmas Club$25.00 minimum, no withdrawals allowed,
proceeds mailed annually by November 1
Kid's Club$25.00 minimum, welcoming packet, birthday cards

We’ve Got A Certificate of Deposit That’s Right For You

Our Certificates of Deposit* offer guaranteed yields, flexibility, and the safety of FDIC insurance. That’s because you lock in a high yield that’s guaranteed from the day you open the account until the day it matures. You know exactly what return you’ll get and when you’ll get it.

Your investment is safe because Brainerd Savings and Loan CDs are backed by the Federal Deposit Insurance Corporation for up to $250,000 per individual – making them as safe as any investment in the world.  Check you insurance coverage by using the the FDIC’s Electronic Deposit Insurance Estimator (Edie) calculator.

We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $500, you can open your own CD. To help you decide which CD will best meet your needs, take our One-Minute Certificate of Deposit Test. Then request a CD quote from one of our Customer Services Representatives today at 218.829.5183 or toll-free at 800.430.5183. 

  • Short-Term CDs. Short term savings certificates, usually up to 3 months, offer you the fastest, readiest access to your money.
  • Medium-Term CDs. Our 6 to 18 month medium-term CDs offer you higher yields than shorter term CDs.
  • Long-Term CDs. If you have a long-term outlook, our CDs with maturities of 2 years or more reward you with the highest yields we have to offer.

*Rates – Please call us at 218.829.5183 or toll-free at 800.430.5183 for current rates.