Homebuyer Tools

Mortgage Qualification
The first step in buying a house is determining your budget. This calculator steps you through the process of finding out home much you can borrow.

Home Budget Analysis
Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going.

Mortgage Refinance Breakeven
How long will it take to breakeven on a mortgage refinance? That depends on a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home.

Rent -vs- Buy
Should you rent or buy a home? It takes more than looking at your mortgage payment to answer this question.

Mortgage Compare
15 Years -vs- 30 Years. Determine the mortgage term that’s right for you. You’ll pay significantly less interest with a 15-year mortgage, but your monthly payment will be higher. Comparing these two mortgage terms will help you decide which one is better for you.

How much do you owe?
Find out how much you owe. This can be used as a good starting point for your debt management plan. Find out how long it will take to pay it all off.

Personal Debt Consolidation
Should you consolidate your debt?

College Savings Plan
Saving for your children’s education requires a long-term plan. And, like saving for retirement, the earlier you start the better.

Life Insurance
How much life insurance do you need?  Enter your current assets, expenses, and income to find out. Adjust the inflation rate and your expected rate of return to see how these variables might impact your insurance needs.